if you are 85 then till 90 try to do zaken/freya . do k85 solo group, go teredor/soa daily/ do for 500k swampland quest. also you can do soa nursery. do all that then and hope you can get lucky and have some drops. also try to become noblesse and participate in oly to get from quest giants energy and sell them
buy tarot card in l2shop @ 1.50 euro and sell i.g. for 33m atm in buyshop repeat till financial broke or enough adena's. takes 1 minute. or do what other ppl told you, cost less r/l money takes a little more time / effort.
spoil seems worthy in next update (nothing compared to the long now gone past but better than now). wait a bit for it. it is close .